Overview
Kredivo Holdings Ltd., a leading digital-first neobank across Indonesia, the Philippines, Thailand, and Vietnam, serves millions with 50M+ app downloads and 4.3M reviews. As Southeast Asia’s regulatory and cyber-risk environment grew increasingly complex, Kredivo needed a partner to secure digital assets, safeguard user trust, and ensure compliance with local laws—particularly in Indonesia. By adopting DoveRunner’s mobile security, Kredivo scaled securely while maintaining business continuity.
Challenges
App Tampering & Cloning – Fraud risks from modified or cloned apps
Rooted/Jailbroken Devices – Attackers bypassing OS protections
Session Hijacking & MiTM Attacks – Sensitive user data exposed during sessions
Real-Time Threat Blindness – Limited visibility into evolving risks
High Engineering Costs – Significant resources needed for reactive defenses
These threats increased fraud risk, operational burden, regulatory pressure, and potential reputational damage.
Solutions
Advanced Threat Detection – Protection against tampering, rooting/jailbreak, and MiTM
Lightweight SDK Integration – Minimal refactoring, seamless deployment across Android & iOS
Unified Security Dashboard – Real-time visibility feeding into Kredivo’s SIEM and internal workflows
Regulatory Compliance – Data localization aligned with Indonesian mandates
Phased Rollout – Starting in Indonesia, then scaling across Southeast Asia
Benefits
Enterprise-grade security without impacting user experience
Proactive threat visibility and control for SOC & fraud teams
Reduced engineering complexity and costs
Strengthened compliance posture in regulated markets
Results
158.71M devices protected
114.40M threats blocked
3.46M rooting/jailbreak attempts prevented
2.88M APK modification attempts thwarted
Conclusion
By implementing DoveRunner, Kredivo delivered frictionless digital banking while ensuring regulatory compliance and strong security at scale. This partnership empowered Kredivo to build user trust, reduce fraud, and achieve its vision of trusted digital banking across Southeast Asia.
